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Author Topic: Great fixed-rate deals for buyers with 40% deposits  (Read 8427 times)

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The Prophet

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Great fixed-rate deals for buyers with 40% deposits
« on: December 21, 2011, 12:07:52 pm »
MORTGAGE RATES are unlikely to drop further and this may be a good time to lock into a fixed rate mortgage whilst the banks are still lending.

There are three five-year fixed rate deals:
HSBC has a 5-year fix at 3.28% with a hefty £1,999 arrangement fee and requires at least 40% deposit. 
Chelsea Building Society is offering 3.39% with a £1,495 fee for those with a deposit of 30% or more.
ING has a 5-year fix at 3.89% for those with 40% deposit or 3.99% for 25% deposit.
Both ING deals include valuation and legal costs and have no arrangement fees.