An amazing 48% of those aged 50 or over are still paying off their mortgages.
They still owe on average around £68,000 and have £130,000 equity in their homes.
Most expect to have cleared their mortgage by age 58.
Around 21% own their homes outright while 1% still live with Mum and Dad.
The remainder are renting a home.
A 50-year-old, on average income, has paid a staggering £190,400 in income tax and NI during their working life.